Sell Privately · Ontario

Sell Your Home Privately in Ontario

List off-market, reach verified buyers, and keep 4–5% commission that would otherwise go to an agent.

A private home sale in Ontario is a transaction arranged outside public MLS marketing. Choose what property information you share with potential buyers. Check your price and existing representation agreements, then arrange closing with a local legal professional.

Median home in Ontario: $870,000 — typical commission saving: $34,800–$43,500

Selling an average GTA home privately saves $40,000–$80,000 in agent commissions — enough to furnish a new home, pay off a vehicle, or substantially grow a down payment.

Why Sell Privately in Ontario?

Ontario's high home prices mean commission savings here are among Canada's largest in dollar terms. A family selling an average GTA home privately can save $40,000–$80,000 compared to a traditional listed sale — enough to fully furnish a new home, pay off debt, or significantly increase their next down payment.

Save $25,000–$80,000 on Ontario's high-value homes — no agent commission

No public MLS listing — control who knows your home is for sale

No weekend open houses — pre-screen buyers before any showing

Set your own timeline — 30 days or 12 months, your choice

Buyer identity verification required before your address is shared

NCNDA protection ensures buyer confidentiality automatically

AI CMA tool gives you an accurate price without a paid appraisal

How Selling Privately Works

Step 1

List Privately

Post your property with your privacy settings — only verified buyers see your address and details.

Step 2

Buyer Verification

Every buyer is identity-verified and signs an NCNDA before accessing your contact information.

Step 3

Receive Offers

Offers come through the structured Deal Room with a complete audit trail. Counter or accept at your pace.

Step 4

Close & Keep Your Equity

Your lawyer handles title transfer. No agent commission — you keep 4–5% more of your sale price.

Selling Privately in Ontario: What You Need to Know

Legal requirements in Ontario

In Ontario, only a real estate lawyer is legally required. REBBA (Real Estate and Business Brokers Act) regulates agents, not private sellers. Your lawyer handles title search, mortgage discharge, transfer of title registration, and closing on your behalf. Budget $1,500–$3,000 in legal fees.

Ontario's disclosure obligations

Ontario sellers must disclose known material latent defects — hidden issues that would affect a buyer's decision and that they wouldn't discover during a reasonable inspection. Surface-level condition issues are typically disclosed through property disclosure statements but are not legally mandatory in the same way. Your lawyer can advise on specific obligations.

Pricing your Ontario home

Use OffMarketMatch's AI CMA tool to get a data-backed price range based on recent comparable sales in your area. Without the dynamic of a public listing's offer night, pricing accuracy matters more in private sales — aim for a price that reflects true fair market value and leaves room for negotiation.

Frequently Asked Questions

Is it legal to sell your home without a realtor in Ontario?

Yes, completely legal. REBBA governs what licensed agents must do when involved in a transaction — it doesn't require their involvement. Only a real estate lawyer (to handle title transfer) is legally required in Ontario. You can sell privately and save the commission entirely.

How much can I save selling my Ontario home privately?

On a $700,000 Ontario home, you save approximately $28,000–$35,000 in commissions. On a $1.2M GTA property, savings exceed $48,000–$60,000. You pay your lawyer $1,500–$3,000 for closing — the net saving is substantial.

Will I get as good a price selling off-market?

Potentially better. Private buyers often accept slightly lower competition-premium expectations and sellers can negotiate without the pressure of offer-night dynamics. The net proceeds — after saving commission — are typically equal to or better than a public listed sale for well-priced private listings.

How do I find buyers for my Ontario home without MLS?

OffMarketMatch matches your listing against buyers' Buy Box criteria automatically. Deal Hunter AI delivers your property to relevant buyers within 6 hours of listing. Verified buyers with matching criteria receive notifications and can request an introduction after signing an NCNDA.

Do I still pay Land Transfer Tax in a private sale?

Ontario's Land Transfer Tax (and Toronto's MLTT if applicable) is paid by the buyer through their lawyer at closing — regardless of whether the sale was public or private. As the seller, you don't pay LTT. Your primary out-of-pocket cost is your lawyer's closing fee.

Ready to Sell Without an Agent?

List your Ontario property privately. Reach verified buyers. Keep your commission.

A free account lets you prepare a draft. One-time Property Listing terms are shown when checkout is available in the listing flow; terms begin after approval and publication. Existing qualifying paid-member listing access remains unchanged. No commission on sale.